Article 7:129b Dutch Civil Code, Book 7
Artikel 129b Burgerlijk Wetboek Boek 7 (BW) – unofficial English translation
Boek 7 · Title 2c. Loan for consumption (money loan)
If the lender is a natural person who is not acting in the course of a profession or business, the contract does not bind him or her until the money has actually been provided to the borrower or the lender has undertaken in writing to provide it.
Unofficial translation. This English text is an unofficial translation provided for information only. Only the Dutch text is legally authentic: Artikel 129b Burgerlijk Wetboek Boek 7. Checked against the Dutch text in force on 12 October 2026.
Dutch case law
4 Dutch court rulings cite this article. View the rulings (in Dutch)